Money Management Process:

Know your Client :

• Gather client data
• Identify the client's needs, constraints, and unique circumstances.
• Communicate the investment philosophy and money management approach.
• Develop a frame of reference regarding investment performance.

Manage client expectations:

• Develop an investment objective
• Determine the breadth and degree of portfolio diversification
• Allocate assets and design the portfolio.
• Prepare an investment Strategy

Money management:

• Implement the investment strategy.
• Report performance and revise the portfolio.